This article broadly explains thirty-five legitimate ways to make money online in Nigeria with little or no capital needed.
All you need here is to understand how each of them works and choose the one you have passion for.
You may want to bookmark this page because we shall be updating this post and keep adding more legitimate ways Nigerians can make money online.
Before we proceed, I will like to let you know that the difference between those that make money online and those who don’t are two things; “information” and the “use of the information” – Nothing else.
When you get information on how to make money online in Nigeria – what do you do with the information?
On my last keyword research before dropping this article, I discovered what Nigerians are seriously searching on different search engines.
See the list below; they are all related to the same thing.
- Online business in Nigeria
- Online jobs in Nigeria
- How to make money online in Nigeria as a student
- Earn cash online
- How to get money on the internet
- Online work from home
- Legitimate ways to make money online
There is no doubt, that with the rate of unemployment and job insecurity in the country, one can only think of being self-employed or combining their current job with online jobs as the best way to settle this.
Lots of time was spent packaging this information for you, so I don’t expect you to read it without putting any of it into practice.
The truth is that there are many businesses online you can make money.
These businesses are suitable for the working class who wish to generate additional income, graduates without a stable job, stay-at-home mums (housewives), those who yearn for multiple streams of income, and students.
Meanwhile, there are benefits of starting any of these online businesses discussed in this blog post.
Apart from benefiting from the ease and making money online, you will also enjoy automation, simplicity, easy startup, flexibility, and scalability.
It is a kind of business not bound by location, as long as you have internet you can work from any location.
How To Make Money Online In Nigeria
1. Join an Affiliate Marketing Program
This is the most comfortable way to make money online. It is a simple marketing practice in which you are paid a commission for convincing a customer to buy a product or pay for services.
Here your main work is to convince people to buy a particular product that you are promoting.
The logic here is that the more sales you record, the more commission you make.
When you join any affiliate marketing network, you will be given a link with your unique ID aka your Affiliate link for you to promote, and make people use the link to make purchases.
There are a lot of online stores and service-rendering businesses that offer affiliate marketing programs.
Simply identify any partnership program of your choice, and start making easy legit money online without much stress.
Some Affiliate available for Nigerians
Please note that affiliates are not only limited to the list of 10 I provided. You can research more affiliates.
- CJ Affiliate: known as Commission Junction, it is an umbrella for several affiliate programs ranging from different niches.
- Jumia affiliate program: is a Nigerian-based eCommerce platform.
- Travelstart affiliate program: it is an affiliate relating to travelling and online booking of travel tickets.
- Konga affiliate program: Nigerian eCommerce affiliate.
- WhoGoHost affiliate program: web hosting company in Nigeria that provides affiliates.
- QServers affiliate program: This is also a web hosting company in Nigeria that provides affiliates.
- Amazon affiliate program: known as American multiple online stores that ship to Nigeria and offer affiliate deals to Nigerians.
- BlueHost affiliate program: is a renowned web hosting company that gives a good affiliate deal.
- Envato affiliate program: managers of Themeforest, Codecanyon, Photodune, 3docean, Videohive, audiojungle and graphicsriver.
- Hostgator affiliate program: is a world-class hosting company.
2. Social Media Marketing
This strategy is used to gain attention or traffic to a particular offer through a social media platform and social networks. It is noted as a powerful way for businesses to reach out to customers and prospective customers.
So, if you are good at attracting people’s attention with your messages on any social media platform, then it’s time for you to start making money online.
Businesses, no matter the sizes, want to reach out to their prospective customers through social media.
With your social media marketing skills, you can start making money online without spending a dime. Yes, that is very correct, and am a living testimony to that.
All you need to do here is to spread your proposal to businesses that do not have an excellent social media presence.
Let them know what their company stands to gain if you market it for them on social media. If convincing enough, you will definitely get the job.
But make sure that you understand how most social media platform works before you start writing your proposal.
Some top social media platforms suitable for marketing are; Facebook, Twitter, Linked In, YouTube, Pinterest, Tumblr, Snapchat, Reddit, and Flickr.
Also, refer to copywriters as sales letter writers. These guys are the most highly paid writers in the world. They make good money online because of the value of their services.
According to the definition given by Wikipedia, Copywriting is the act of writing a text for the purpose of advertising or other forms of marketing.
This is the act of writing content that aims to increase brand awareness and ultimately persuade a person or group to take a particular action.
From the above definition, you can see why they are valuable online.
Whatsoever anyone is selling online, they will always want a way to present their products or services to people in a way that people will be persuaded to take action (buy from them). That is when a copywriter comes in.
To be a copywriter, you must be good with intriguing words that can attract people’s attention and persuade them to take action.
If this is your kind of thing, then let the world know what you can do. You can’t get such an online job in the comfort of your home. You will have to promote yourself. After that, you will start making money online.
4. Web Designing
This is one of the skills that secures good income online.
You see, most people have an interest in the internet. As a result of the facts, over 2 billion people are exposed to the internet. From their experiences, they are now aware that their businesses can be floated online.
One of the critical requirements for this is to own a website. Hence, a lot of individuals, small businesses, and corporations need web designers to handle a responsive business website for them professionally.
Web designing and web development are a kind of skills that primarily involves coding. If you are not already in this field, you will have to go for training.
Training on web development may take some months, depending on how fast you can assimilate.
If you think that coding is not your kind of thing, many frameworks can be used to develop a fantastic website of almost all types.
Examples of such frameworks are; WordPress, Joomla, Drupal, Magento, etc.
According to Wikipedia, this term is commonly used for a person who is self-employed and is not necessarily committed to a particular employer on a long-term basis.
As a freelancer, there must be something you should be able to offer to people which can be rendered online (also applicable in offline businesses). People who need such a service will pay for it.
The primary issue with freelancing is that it is limited. That is to say that it is not all kinds of service you can render as an online freelancer.
Most services that can be rendered as an online freelancer are mainly digital-related services such as; content writing, web design, programming, graphic design, search engine optimization, social media management, digital marketing, etc. All of these skills can give you cool money online.
It is free to join most freelancing sites. All you need to do is to register with your details, and upload your specializations a bit for jobs. Just like that.
6. Start A Professional Blog
Blogging is one of the simplest and most common ways Nigerians make money online. Due to this, there are so many blogs existing in Nigeria today.
Blogging helps you attract a large audience, build trust, and establish yourself as an expert in a particular field known as a niche.
Is there something you have a passion for and people are also interested in? Start blogging.
Is there something you are right about and will love to write articles about? Start blogging.
Do you love giving people information just about anything – be it news, entertainment, lifestyle, etc. Start blogging.
You can start blogging in minutes. And can also make money online from blogging without spending much.
There are various ways money can be made from blogging, but the most important thing is to channel lots of traffic to your blog.
When lots of people start visiting your blog, then you can start making a valuable sum of money. Such money can come from ad networks, direct advertising, affiliate marketing, sponsored posts, and so on.
7. Info Marketing
The world already has recognized this method of making money online, such that any who leverages information to make money online is an Infopreneur.
What you need to do here to make money is to leverage the information you know or from multiple sources, personal experiences and combine it into ways to serve the readers’ needs.
How can you make money from this?
Write an Ebook, produce videos, develop an application, package your information product, and sell it online or offline for profit.
8. Become an Amazon Associate
Amazon is one of the top American electronic commerce and cloud computing companies owned by a man called Jeff Bezos.
They offer online shopping from the earth’s biggest selection of books, magazines, music, DVDs, Videos, electronics, computers, clothes, etc. I consider it the most prominent online store ever.
The exciting thing is that it has an affiliate program known as Amazon Associates. Simply signup for the program for free, get your unique ID and start making yourself money online.
Your work is simple, share the unique link you got in strategy places, such as; blog posts, groups, Facebook posts, discussion forums, and friends and acquaintances. When anyone clicks your link and buys from Amazon, you also will be paid a commission.
9. Graphic Design
If you are a graphic artist, it means you already understand that every business or organization needs you. Right from creating logos, banners, and ebook cover business cards to business brochures, etc.
Are you a graphic designer?
Get yourself online, get job orders, and make yourself money online. As a graphics designer, you can also be a freelancer on several freelancing sites and also make more money from this means.
10. Sell Ebook
If you have published a book before or have spent time with publishers, you will agree with me that publishing books are not an easy task.
A whole lot is needed to publish a book, market it, and make money from it.
However, having the same book in electronic format saves you a lot of stress. Marketing such a book in electronic format also affords you the opportunity to reach out to a large number of people because of the power internet.
Whatever knowledge or skill you have, put it in writing; publish it in electronic format (ebook), and start selling them online. You can put it for sale on online stores like Amazon, Konga, Ebay, Jumia, etc., and enjoy good sales volume.
11. Become an Online Tutor
Teaching people skills or some educational subjects cannot become more interesting than what an online platform offers. Due to some reason, people like getting knowledge from the comfort of their homes.
Learning new things becomes more exciting and enjoyable, especially as those things can be gotten from any place of our choice. Become an online tutor (you can also become an online lesson teacher for kids) by offering to teach people at a comfortable time.
Because of the high cost of internet data in this part of the world, you may not get lots of clients from Nigeria. To be successful, you must look beyond Nigeria.
A colleague of mine that is involved in an online business of this nature teaches the Arabic language online, and he gets good cash from it. He has not less than two clients every month, and they pay him in United States Dollars.
The biggest problem here is to start, but if you ring the bell, you will be amazed at how clients will keep trooping in.
Please note the kind of tutor you offer matters a lot here. It should be something so uncommon, and you must be very good at it and have teaching skills too.
12. Start an online forum
An online forum is a kind of web application where discussion is held online. There are only a few of them that exist in Nigeria today.
If you are a Nairalander, then you should be aware of what I am talking about and understand it works.
Nairaland happens to be the biggest online forum in Nigeria, if not in Africa. Creating a web application of such a nature does not mean that you will operate precisely the way Niaraland does.
The primary issue most Nigerian are having in an online business, especially when it has to do with a web application, is they love to develop a perfect clone of another website, instead of trying to create something unique.
As for the discussion forum, you can create a health-based discussion forum if you are in the health field.
If you are a student of a particular university, you may choose to create a forum for your school, having in mind that it will someday grow beyond that. After all, you can’t be a student for life.
To make money from a discussion forum is mainly from direct advertising, ad placement, and referral affiliates.
13. Domain Trading
Domain trading has made some people what they are today. By domain trading, I mean the buying and selling of domain names.
Although this business has low turnover, it has made some people what they are today.
You may be thinking – how is this possible?
A couple of months before dropping this post, an old friend of mine sold a domain for $8,500. This is the same domain he pays only $12 for yearly and has kept if for only four years before the potential showed up.
Yes, the cost of a domain is about $12 or thereabout for a year, depending on the domain registrar you are buying from, and the domain extension.
If you can purchase an attractive domain name, you can sell it at a very high price. But this doesn’t happen all the time.
Domains such as Insurance.com and Carinsurance.com were bought for $35.6 million and $49.7 million, respectively. They are the most expensive domain ever traded. You can research that if you don’t believe me.
Please know that you don’t just wake up and purchase any domain and expect someone to buy it from you at a higher price.
I will tell you the secret of success here.
If, for instance, you discover a prominent and successful business, institution, or company that does not have an online presence such as a website.
You may decide to use their business name to buy a domain with the hope that they will need that domain name someday.
If that day finally comes, there will be a bargain of a price; you may end up selling it for millions of naira.
The most amazing thing about domain trading is that it does not take your time. While doing this business, it will not affect your regular job. You can give it only 30 minutes a day.
14. Start Facebook Marketing
Facebook is a social media platform, with over 2 billion people worldwide. With the number of people, Facebook offers individuals, small businesses, and corporations opportunities to put forward their products and services to the world.
This means every business has the potential to meet 2 billion people to showcase their offers. The big question is, how many people can successfully advertise their businesses on Facebook?
How many persons can professionally present products and services on Facebook so that it becomes appealing to its users?
If you are active with Facebook and can solve these problems for some individuals, small business owners, and corporations, then it is time to start making money online.
15. Start the Jumia affiliate program
Jumia is the leading online shopping mall in Nigeria. People buy and pay on delivery. Delivery is nationwide. According to them, they have 1000+ brands and over 5 million products.
They also have an affiliate program. Sign up for free. With your unique ID, use Jumia affiliate tools online such as banners, deep links, newsletters, etc. where people can see and click on them like your website, blog, and social media platform.
When people click on your unique link and buy from Jumia, you get the commission paid to your local bank account. The key here is: to make money online without spending a dime by helping Jumia sell its product.
16. Start Video Editing
Videos are the new, most effective way of doing business online. Whether you are selling or rendering services, you need a well-thought-out video to illustrate your product or services.
People are more likely to be influenced when significant points are illustrated in a video. To be able to present videos that can achieve this purpose, video editing is required. Hence, good video editors are required to fill this need.
Make yourself available online, accept job orders, and start making money online. You may need to join free freelancing websites for a good flow of orders.
17. Sell Photos
Whether photography is your hobby or a full-time job, you can sell photos online and make money from it, although this is not so common for Nigerians. But if you have some quality photos that you convince people can pay for, there are some websites you can offer for sale.
As a professional photographer, you can also create a website to show your photographs for sale. This can go a long way to making you money online. Meanwhile, you sell your photos online on the following websites: Shutterstock, Alamy, Istock Photo, 123RF, etc.
18. Search Engine Optimization (SEO)
The truth is that every website and blog owner wants to see their websites and blogs ranked in the Search Engine Result Pages (SERPs).
The funny part is that no SEO technique or tactic is guaranteed to retain its effectiveness permanently.
Also, the effectiveness of the present techniques may lose its relevance in the next few months or years.
Hence, there is a constant need for an SEO expert.
Your ability to help websites and blog owners to rank in the first-page search engines consistently will make you money online consistently as well.
We have written lots of posts about search engine optimization; you may want to read them;
Let us understand this as the process of taking an algorithm and encoding it into a notation (coding).
A programming language is a language that the computer can understand and use to perform a specific task.
Having understood this, think of problems faced by businesses and organizations. Think of some peculiar tasks that needed to accomplish by these groups of people.
Now you understand that there are more programs needed to be written, more coding to be done, and apps to be created to meet these needs.
If you are a programmer, then you understand you can make money online without spending anything. You can join Oziconnect.
There are so many programming languages; you have first to know what you would love to develop before you can determine the language that will be best for it.
For instance, developing web applications PHP and node.js is among the best, but there was a time asp.net was outstanding.
20. Become A Virtual Assistant
A virtual assistant (VA) or Virtual office assistant is generally a self-employed individual who offers professional administrative, technical, and social assistance to clients from the comfort of their home office or anywhere of their choice.
With the use of the internet, file sharing, and VOIP, Virtual office assistants handle any administrative project from the comfort of their homes. There is no limit these can do.
21. Start the Clickbank Affiliate Program
ClickBank is a privately held Internet retailer of both physical and digital products. It delivers digital lifestyle products to customers in 190 countries.
As one of the best platforms for affiliate marketing, it offers between 1% to 75% commissions per sale depending on the product while the maximum commission on a single purchase is 150%.
What are you waiting for?
Signup for free, get your unique ID and use their online tools to start making legitimate money online immediately.
22. Become Konga Yuboss Agent
Konga is another online shopping mall. It is a Nigerian e-commerce online shopping site for electronics, phones, computers, sports fitness, fashion, home appliances, etc.
Konga offers an affiliate program called Yuboss Agent.
The Yuboss program is to promote entrepreneurship in Nigeria with varying levels of growth according to the performance of Associate, Bronze, Silver, and Gold. Start with Zero Naira and see your efforts pay off in massive commissions.
Just sign up for the free affiliate program, get your unique ID, share their banners, and start making money online with zero investments.
23. Become A Content Writer
Did you know that there are over 5 million blog posts every single day? Content writers do a lot to contribute to those numbers.
You see, a lot of people blog but do not have the time or skill needed to put content on their blogs.
Hence, they seek the services of content writers to write daily posts on their blogs consistently. Some writers work with 2, 3, or more blogs. They are paid for each of their services rendered.
Are you a writer? What niche are you especially good at?
24. Start Online Coaching
According to Sokanu, “a coach is someone who instructs and works with students or with adult clients to prepare them for anything from performing at their peak in recreational sports to developing skills that will help a person achieve life and career goals.” Thinks of the skills you have.
Can you train others?
Take note that people can be a coach in many areas of life. These include but not limited to, athletics, wellness, and career.
With the advent of the internet and the busy schedules of people today, coaching online becomes the latest way to make money online.
Tools like Zoom, Google Hangout, Email, Telephone, GoToMeeting, Skype, Google Duo, GetResponse, Adobe Connect, and others are useful in coaching online. You can also package your coaching courses and make money online.
25. Create a YouTube Channel
YouTube is a social media platform that offers people the opportunity to share videos with the world. This is indeed a small segment of social marketing that is proliferating. Just like on other social media, people can like, comment, and share your videos.
With your Gmail account, visit YouTube and log in. Create a channel. Make a video expressing your thoughts, opinions, share your experiences, and publish it on YouTube.
How do you make money from your YouTube Channel?
Google pays you money based on the subscribers and hours people spent watching your videos.
For Instance, Google starts paying you when you have 1,000 subscribers to your channel and 4,000 hours of watching time. You can also use your channel to make money online without any investment by selling stuff and sharing affiliate links.
26. Develop a Mobile App
The mobile app development industry is a multi-billion dollar industry. Note that when it comes to mobile app development, platforms like Blackberry and Windows have long left the scene. Android is the king now closely followed by Apple iOS.
According to Fueled, “in 2017, mobile traffic accounted for 63% of total website traffic in the United States. Global mobile app revenue is projected to reach $188.9 billion by 2020, an increase of more than 200% from 2016.”
These tell you what the app market is like. If you are a developer – think of what needs you can fill and develop apps accordingly.
Will it be an app for games, wellness, fitness, business, Education, or Entertainment? Will it be free to download so that you monetized it from ads? These are all decisions for you to make.
You can develop apps and sell them to make money, develop them based on their description, and they will pay you or develop them for your use.
If you choose to build apps for your personal use, then you can make money from them by displaying ads.
Just like Google AdSense, Google also has another platform called the Google Admob specifically for ads.
27. Join the eBay Associate program
eBay is an American multinational e-commerce corporation that facilitates C2C and B2C sales through its website. It has many subsidiaries. It is also rated as the ninth-largest internet company by revenue.
eBay is an online shopping store. People buy and sell electronics, cars, fashion apparel, baby items, digital devices, computers, coupons, and everything else.
They also have an affiliate program. Sign up for this associate program, get your unique ID, use their web tools, and start making money online.
28. Online Paid Survey
One of the easiest ways to make money online is by filling out a simple survey. It provides you with the opportunity to participate in focus groups, do consumer research, and review products online.
Here, I am not referring to some online platforms that deceive people into the online survey, but in the end, you cannot cash out any money.
I am here referring to legitimate online survey jobs that pay you real money without investing anything. Here are some of the platforms to join for a genuine online survey: Swagbucks, Cashcrate, Prize Rebel, etc.
29. Sell On Esty
Etsy is an online shopping store focused on handmade craftwork or artifacts or vintage items and supplies, as well as unique factory-manufactory items.
Do you paint, draw, make sculptures, mold ceramics of unique style and quality, etc.? Sell your artwork on Esty.
30. User Testing
User testing is simply a technique employed in usability interaction meant to evaluate a product by testing it on users.
Individuals, small businesses, and corporations are always in need of individuals to experiment, evaluate, and comment on their products and services before finally presenting such products and services to consumers.
The Internet makes this job even more relaxed and exciting, especially with the present available online tools. To make money online through user testing, join a platform just like User Testing, TryMyUI, Fiverr, etc.
31. Sell websites on Flippa
Flippa is a platform for website flipping. In simple words, it is a place for buying and selling sites.
In fact, the flipping website has really become a very lucrative business, where you create a beautiful site for a couple of months, and you then sell it at a high price to make a profit.
Lots of people are building sites to sell at a very high price in a couple of months. Getting involved in this kind of business is also a way of making good money online.
The secret here is building amazing websites you will sell. Your site must be outstanding to move people quickly to purchase it.
32. Become a Digital Marketer
This is very different from social media marketing. Though social media can also be used for digital marketing. The function of a digital marketer is to promote businesses, products, services, etc. using digital means.
I am sure you must have heard of Google AdSense, and you should understand that it involves displaying ads. If you are on Facebook, you should have also come across sponsored posts and Facebook ads.
Likewise, on YouTube, you must have seen ads displaying either in-between videos, or below a video, sometimes the ads even show before the video starts playing.
Not just on websites, in some of your Mobile Apps – ads are always shown below or above it once your data is on. Sometimes the ads come up and take over the screen for a few seconds. All this and many more has to do with digital marketing.
Digital marketing is growing and gaining ground in Nigeria. It is a business with powerful potential in it – especially in this part of the world where web-based technologies are rapidly increasing.
The significant platforms among many other digital marketers in Nigeria found useful to promote products are;
- Google ads: for Google search ads, YouTube ads, Android app ads (AdMob), AdSense ads, and lots more
- Facebook ads manager: for Facebook ads, Instagram ads, and Messenger ads.
To fix yourself into digital marketing, you will have to understand how most digital marketing platforms work.
33. Sell Products on Jumia
Jumia is one of the leading online stores in Nigeria. Most Nigerians think that Jumia owns all the products they sell on the platforms – but this is not true; Jumia is open for people to become vendors and start selling.
Once Jumia confirms you as a vendor, you will have your vendor’s login credentials. Simply log in and start listing your products.
34. Sell on Konga
Konga is also an e-commerce store very similar to Jumia. These are not standalone stores; their vendors actually power them.
It is random base on the categories of products the vendors uploaded that will appear on the customer’s end.
Have you ever discovered a particular product having different prices? This is because different vendors uploaded them.
35. Start an eCommerce
Just like Jumia, Konga, and others, you too can own an eCommerce. It does not cost much to start. The main thing is to under the concept and how it works.
There are different ways you can strategize your eCommerce, but the central fact is to get vendors selling on your site.
Once an order is made – your eCommerce will be responsible for picking up products from the vendor and delivering them to the customer for a commission.
Although there is no exact way, eCommerce should work. The central concept is to create a platform where people can display their products, and you facilitate the sales, take your commission, and pay the vendor on the customer is satisfied with the product.
Gone are the day’s people were wandering left, right, and center without any jobs. There are a thousand and one jobs and businesses online. You can make money online in Nigeria without spending much.
From the list I made above, think carefully about which of the opportunities you have the passion for and will be able to start immediately.
Also, if you have some skills, you can make good money online on those skills. You make money from your skills by packaging them into training courses and offering them for sale.
There is a lot you can do to make money online legitimately. Do not remain in the dark anymore. Take action. Start now, I mean immediately to make money online.
It takes minutes to set up blogs and minutes to signup freelancing websites. Also, take minutes to get affiliate links.
Understand that it is essential to get started online. Every business is now online. Why should you continue offline?
This post has given you 35 ways to finally be exposed! How to make money online in Nigeria legitimately without paying anything. Choose the one and get started. Remember, if others are doing it, you also can do it.
Finally, before I forget, do not read this alone. Try to share it with someone; you can’t tell who and who you will change their lives.
All questions should be dropped on the comment box below.